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I you should never recommend this to anyone that doesnt have the heart and desire to play games. I played the 12 months interest free game. Every major purchase I did would always be 12 months interest free, double points for the first 3 months ect ect. As long as I got 6 to 12 months interest free I applied for the card. Keep in mind this was when the economy was good. I did this when I redid my garage floor, attic insulation, parts for my firebird, you name it I did it. Whenever I had a big project I would apply for a new card and charge everything more or less at once on that ONE card and then put it aside and never use it again. To make the numbers each lets say insulating my attic was about $1200 (believe it or not it was close to that). I got a credit card for 12 months interest free and paid the credit card 100 bucks a month. By the time the interest was to kick in the card was paid off. I put the money in the bank (once again interest rates were good at the time) so I made a couple bucks each month in the bank. Figure I did this for YEARS and now have about 10 credit cards. My total credit available is about 60K. My credit score is about 775. What I did was/is not for everyone! To date I can no longer do what I USED to be able to do because of shitty job history and the economy. The last time I applied for a credit card I was denied due to the fact that I had “too many revolving accounts.” Keep in mind that if I canceled these cards my credit score WOULD take a hit. So now I use these cards once a year just to keep them active. In a perfect world when my health is better and I can maintain a good paying job I can go to the bank and say that I have good credit, a good amount saved for a down deposit for a house and in theory buying a house should be somewhat easier as far as credit goes. I refuse to let someone co-sign on the dotted line for anything for me just due to prior experiences of people breaking out the score cards later on in life (remember when I did this for you ect ect.)
For all of your men that need to buy property or money anything.. hope so you can jesus you may have a good credit score. I do believe specific guys you to definitely accept that credit cards evil you desire to see the big picture. Simply because *you* in person were able to pay cash for everything doesnt suggest it is wonderful for everyone else. Even with everything i typed significantly more than We Too (at one time) reduced cash to have that which you. I will not enter the explanations here but it exercised at the same time to some degree. The one downside to that was I could Never ever submit an application for a charge card.. you will definitely never get that loan. Forget about to buy a house until We robbed a lender.
In conclusion for the past a decade I must provides energized in the 100K value of blogs. Ive racked upwards a ton of reward circumstances ect ect. Periodically We pay dollars to own articles but one means I’m wanting an economy. I’m sure there is guys into here which have checked a good used-car while the man desires 3K for this while start the new transactions and you can force pertains to shove while the wad of cash comes out! Gotta like it!
