Debt is a four letter word that can really get under our skin. But debt doesn’t have to be all bad. In fact there is good debt too. Good debt is an investment that will grow in value such as a home. It is important to understand which assets appreciate in value versus depreciates such as cars, boats and bikes. When you work with a mortgage professional, they can help you understand how to manage debt, and make best financial decisions for financial stability and growth.

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First Mortgage
First time mortgage doesn’t mean only the first home home that you buy. It can also mean the primary lien on the property you are planning to buy. It’s not about the level of home buying but the property itself. The term mortgage is a security for the lender.