ICICI Bank Mortgage Rates

Mortgage Rates

1 Year

3.19%

2 Year

3.19%

3 Year

2.99%

4 Year

2.99%

5 Year Fixed

2.24%

5 Year ARM

Prime P+.30

3.95%

7 Year

N/A

10 Year

N/A

 

ICICI Bank offers competitive interest rates with a flexible option to either have an adjustable-rate mortgage or a fixed-rate mortgage. It offers simple, hassle-free, low-interest bank mortgage rates in Canada that are customized to meet your family’s needs. ICICI guarantees competitive mortgage rates along with personalized services for a pleasant experience for its customers. The bank provides mortgages in Canada on guaranteed rates for purchasing a new property, switching loan accounts, and refinancing.

Our mortgage specialists are available around the clock to assist you to ensure that you have a smooth worry-free experience when it comes to availing lower ICICI bank mortgage rates. To give maximum flexibility and benefits to its customers the bank has several personalized options for paying back which includes fixed and flexible regular payments.

Customers can avail of accelerated prepayment options through which they can repay the mortgage faster. Another popular option is the annual additional payment which allows you to prepay up to 20% of the original mortgage balance. Customers can also compare mortgages from banks and opt for a rate drop policy which can give them a better rate at closing time if the interest rate drops.

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First Mortgage
First time mortgage doesn’t mean only the first home home that you buy. It can also mean the primary lien on the property you are planning to buy. It’s not about the level of home buying but the property itself. The term mortgage is a security for the lender.